Yet there are many ways you could lose those things of value to you.

In fact, when you decide to be in business you are deciding to take some risk. You may need to put some assets on the line – for instance, your family savings or your home. So, no pressure!

How will you plan for, and control, your risks? What business structure will you choose, or have you chosen? Do you understand the differences? Should you move to a better situation?

Many businesses operate with more than one owner. What are your arrangements with any partners you may have? Have you put legal agreements in place, or are you open to expensive litigation?

Have you considered the various legal structures that may be suitable for you? Family trusts are options to help keep your assets separated from your risk.

An obvious solution for protection is insurance. But have you looked at what you are (or what you are not) insuring?

Most people would think it was crazy to drive a car on the road without insurance – but so many people do it. The risks of financial loss are simply huge!

Yet how many of us have considered the huge losses that could occur in our business? What would happen – if you can’t work, or if a client is hurt on your premises, or your product goes sour?

What about you landlords out there? Is the fabric of the house covered correctly? Are you safe from claims by your tenants?

On a more day-to-day basis, how about your cash flow? How are you assessing new clients and the likelihood of them paying you, or good clients who might suddenly turn bad?

Is there a case for using factoring agencies and collection companies to ensure you’re in as much of a dominant position as you can be?

Consider the wider meaning of assets – the intellectual property in your business, your trademark or patents (or lack of them), your staff and, not least, yourself and your health.

At Vision Accounting, one of our guiding principles is to help each of our clients protect their assets by helping to put in place the right tools for their individual situation. Whether you’re a start-up sole trader or a medium-sized business reaching for the stars, we can help ensure you don’t ‘lose it’!

Our other Guiding Principles

1st Guiding Principle
Vision Accounting guiding principles

Understand your numbers

Our experience shows us that people who truly understand their numbers feel more relaxed, more empowered and are better able to plan the future growth of their business.

2nd Guiding Principle
Vision Accounting guiding principles

Build financial freedom

So, what does financial freedom mean for you? Have you ever considered the possibility? It’s an exciting thought and one that could happen – if you can get all of your ducks in a row!

4th Guiding Principle
Vision Accounting guiding principles

Manage your financials without stress

Stress is a funny thing. Successful people say they enjoy it – just so long as it can be worked through to a grin-on-the-face conclusion.

5th Guiding Principle
Vision Accounting guiding principles

Make informed decisions when you need to

Confidence – this is a huge part of business life! Confidence gives you the ability to take that next step forward: hire that member of staff; get that job sorted; buy the truck (or fleet of trucks) to satisfy that contract.

What our clients are saying

Clear advice and instructions

It was great meeting with you this morning! Your clear advice and instructions are very much appreciated and you have demonstrated yet again just why we love to have you as our accountant.

Elmarie Faurie


Excellent advice and service

We have been clients of Virginia and her team since the start of Vision Accounting (and before). They are approachable, friendly and professional and respond promptly to questions. Always excellent advice and service at a very reasonable price. Very highly recommended.

Mike & Pat Kramer

Personal account

Vision Accounting - strarting a business?

Are you starting a business?

Congratulations – you might be hugely excited and ready to spend your savings on that amazing opportunity… or keen to sign that contract…

Vision Accounting - running a business?

Do you have an existing business?

All successful businesses need a close and effective relationship with an accountant. And we’re sure you have or have had one with yours over the time you’ve been in business.

How can we help?

Vision Accounting

T: (09) 415 0319

106a Bush Road, Albany, Auckland, 0632